Open Access

Articles published in the International Journal of Financial Systems (IJFS) are under an open-access license, making them freely available to read, download, and share. Open-access publishing enables wider dissemination of research and facilitates the global exchange of knowledge.

The International Journal of Financial Systems (IJFS) adheres to I4OC standards for open citations, ensuring that all articles are fully accessible online for all users immediately upon publication.

Users are permitted to read, download, copy, distribute, print, search, or link to full-text articles in this journal without seeking prior permission from the publisher or the author, provided that proper attribution is given to the authors as specified under the Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC).

Creative Commons licenses provide a flexible framework that allows individual creators, corporations, and institutions to grant standardized permissions for their work.

Through the IJFS, users are granted freedom to

1. Share: Copy and redistribute the material in any medium or format.
2. Adapt-Remix, transform, and build upon the material for non-commercial purposes.

Conditions Apply:

• Users must give appropriate credit to the authors, provide a link to the license, and indicate whether changes were made. This can be done in any reasonable manner, but not in any way that suggests that the licensor endorses your use.
• However, this material cannot be used for commercial purposes.

The IJFS offers direct open access to its articles, based on the principle that making research freely available to the public supports a greater global exchange of knowledge. The articles were published under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC).