Submissions
Submission Preparation Checklist
As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.- The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
- The submission file is in OpenOffice, Microsoft Word, or RTF document file format.
- Where available, URLs for the references have been provided.
- The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
- The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines.
Sections
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Articles
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Copyright Notice
IJFS article's licence is CC-BY-NC. Authors grant the journal/publisher publishing rights with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial 4.0 International Licence.
Authors who submit and publish with this journal agree to the following terms:
The transfer of copyright gives IJFS the right to develop, promote, distribute, sell, and archive a body of scientific works throughout the world. The Author hereby grants and assigns to IJFS all rights in and to Author’s work in and contributions to the Work. In connection with this assignment, the Author acknowledges that IJFS will have the right to print, publish, create derivative works, and sell the Work throughout the world, all rights in and to all revisions or versions or subsequent editions of the Work in all languages and media throughout the world.
The authors reserve the following rights:
- All proprietary rights other than copyrights, such as patent rights,
- The right to use all or part of this article, including tables and figures in future works of their own, provided that the proper acknowledgment is made to the Publisher as copyright holder, and
- The right to make copies of this article for his/her own use, but not for sale.
Intellectual properties and scientific inventions published with IJFS are protected under Laws. Permission to make digital or hard copies of part or all of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than IJFS must be honored. Abstracting with credit is permitted. To copy otherwise, to republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. If IJFS receives any complaints about the published paper is a copied article, IJFS deserves the rights to remove the article from the journal, without any prior information to the author.
Privacy Statement
The following Privacy Policy explains how International Journal of Financial Systems (IJFS) (“We”) acquire, collect, use, store, disclose, and delete User Information who have registered on our business platform available through the website at https://ojkinstitute.id/index.php/ijfs(“Site”) and the smartphone application (“Application”).
This Privacy Policy is our real commitment to respect and protect every Specific Individual Data (“Information”) and as a form of our compliance with the applicable laws in Indonesia. This Privacy Policy is an integral part that cannot be separated from the Terms and Conditions (“User Terms”), by agreeing to the User Terms, you are considered to have read, understood, and agreed to our Privacy Policy.
The user is any individual who registers on our site or application, either acting on their behalf or acting on behalf of a company.
Information is any accurate and real statement that is inherent and can be identified, either directly or indirectly, for each individual whose utilisation is according to the provisions of the law.
Acquisition and Collection of Your Information.
We collect information that identifies or can be used to identify, contact, or locate you including the device associated with such information, with the purpose of processing your transactions, managing and facilitating the use of the Site and Application, and other purposes allowed by applicable laws.
Information consists of:
- Personal information includes, but is not limited to, name, address, date of birth, occupation, phone number, fax number, email address, bank account and credit card details, identification (including ID, Driver's Licence, or Passport) or other identification issued by the government;
- Non-personal information is identifiable information, including but not limited to your Internet Protocol (“IP”) address, geographical location data, operating system type, nationality, search preferences, as well as other general data related to Internet use.
The way we obtain your information is as follows:
- a. Information you voluntarily submit when registering on our site and application; b. Information automatically recorded when you use our site and application; c. Information obtained from parties affiliated with us (“affiliates”) when you use services provided by affiliates.
- Use of Your Information We may use, including processing and analysing Your Information and other related information collected and allowed by applicable laws for the following purposes:
- Register, identify, manage and/or administer the use and/or access to your account;
- Perform verification on any action deemed necessary and required by us, including but not limited to order, delivery, payment actions, and so on;
- Maximise the business services provided by our site and application, including but not limited to adding features, latest event news that can affect service quality, discounts, recommendations, after-sales services, responses to your complaints, and other services;
- Maximise the smooth and supportive communication between us and you, including but not limited to communication via email, phone, online media, and so on;
- Monitor, process, and analyse user activities, behaviours, and demographic data including habits, preferences, and your usage of various services available on the site or application for the improvement of our service quality;
Storage of Your Information
Your Personal Information will only be stored as long as necessary to fulfill the purpose of its collection, or as long as storage is required or permitted by applicable laws. We protect your information under our control by maintaining reasonable security settings based on the standards set by applicable laws and based on reasonable caution, including physical, technical, and organisational procedures, to prevent unauthorised access, collection, use, disclosure, copying, modification, and deletion by external parties other than you, us, and our affiliates.
You are also responsible for the security of your information you provide and if in the future there is a data hacking caused by your negligence as a user then we are not responsible for any loss you suffer.
Disclosure of Your Information
The disclosure of Your Information is done to support Our services such as in case of delivery, receipt confirmation, in terms of creditworthiness to credit rating agencies or other financial institutions.
Your information disclosure activities include but are not limited to sending, announcing, and disseminating your information. We may also disclose your personal information to various law enforcement agencies and governments around the world for security, customs, and immigration purposes. Other than what we have described previously We will not disclose your personal information without your consent.
Deletion of Your Information
We will delete your information in accordance with the provisions of applicable laws.
Our Discretion
We may at any time make changes or updates to our Privacy Policy without prior notice to you, therefore after registering on our Site or Application, you are responsible for accessing our Application and Site periodically to get the latest information including but not limited to updates or changes contained in this Privacy Policy.
By continuing to access and use our services then you are considered to agree to changes in our Privacy Policy.
This Privacy Policy is made according to Indonesian law.