Licensing Terms

The International Journal of Financial Systems (IJFS) by Otoritas Jasa Keuangan is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

You are free to:

• Share: Copy and redistribute the material in any medium or format.
• Adapt: Remix, transform, and build upon the material for any non-commercial purpose.

Under the following terms:

• Attribution: You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.

• Non-Commercial Use: The material may not be used for commercial purposes.

• No additional restrictions: You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.