Tumbelaka, Indra, and Heru Setyo Handogo. “Green Loans and Bank Intermediary Costs: : Evidence from Net Interest Margin and Loan Interest in Indonesia”. The International Journal of Financial Systems 4, no. 1 (June 30, 2026): 17–36. Accessed July 13, 2026. https://ojkinstitute.id/index.php/ijfs/article/view/100.