MARSELLA, Marsella; NURZAMAN, Mohamad Soleh; ANWAR, Saiful. Is Full-Fledged Sharia General Insurance More Efficient Compared to Sharia Business Units (UUS)? An Efficiency Evaluation Study Towards the Mandatory Spin-Off Period in Indonesia. The International Journal of Financial Systems, [S. l.], v. 3, n. 1, p. 21–48, 2025. DOI: 10.61459/ijfs.v3i1.47. Disponível em: https://ojkinstitute.id/index.php/ijfs/article/view/47. Acesso em: 3 may. 2026.