SUPRIADI, I.; MAGHFIROH, R. U.; ABADI, R. Implementing Innovative Credit Scoring (ICS) for Credit Risk Assessment and Loan Origination. The International Journal of Financial Systems, [S. l.], v. 3, n. 1, p. 99–112, 2025. DOI: 10.61459/ijfs.v3i1.36. Disponível em: https://ojkinstitute.id/index.php/ijfs/article/view/36. Acesso em: 19 sep. 2025.