WIDYANI, D. The Impact Of Insurtech On The Insurance Business Model In Indonesia. The International Journal of Financial Systems, [S. l.], v. 1, n. 2, p. 151–184, 2023. DOI: 10.61459/ijfs.v1i2.24. Disponível em: https://ojkinstitute.id/index.php/ijfs/article/view/24. Acesso em: 3 apr. 2025.